2024.03.02 Case Example, A decision tree for giving

Good Case History: Long term client, good emotional stability, physical impairments to working, married, disability benefits & welfare.

Problem: financial strains: indicated by food shortages, car troubles, housing costs.

Personal solutions to finances: borrowed money from relatives, spouse underemployed at intersection of losing benefits if the spouse worked more hours but can't find job that would bring the family out of the poverty trap.

Analysis: The client is significantly stressed by financial shortfall. Resources are inadequate to relieve the stressors, the client's health is impacted.

Intervention not given: Typical CGC is not warranted as it would be an income stream without an end in sight, CGC would not alter the client's ability to self support. The client is a good planner but is financially stagnant.

Intervention given: Education, Financial planning with minimal CGC input - money offered to be retained for a "rainy day," was accepted used and the client reinstated the "rainy day" fund.

Outcome: despite more setbacks, the client has marshalled solutions for ongoing financial catastophes, car died, house repairs.

Evaluation: successful use of a financial intervention, therapist grateful to see progress.