2019.04.07 Financial healing

Homeostasis requires that we balance our living. In poverty, a client has money and squanders it, developing a taste for spending but not for living with money. CGC reconditions the individual to deal with a financial shortfall in the immediacy of need, thereby changing the conditioning of spending as a habit to a habit of utility proactivity. It breaks the homeostasis and keeps the client open to a new way of regarding money.

Done correctly, the individual is awakened to having saved money to reduce future anxiety (as the reward).

Sometimes the need for (or, accustomed immersion in) chaos requires multiple financial rescues. However, the interventions will bear fruit and the client does learn to modify behavior to proactively create stability. Note also, ongoing treatment in the form of support, DBT, CBT, ACT is absolutely needed to help the client achieve independence in a community setting.

The giving of financial help is tied to healing, to immediacy and to need. When given this way, money alleviates stress. As social workers have noted, money is all around us, all our necessities, and luxuries, are tied to money, it is foolish to think that money does not play an important part of social work interventions (paraphrased: JANE M. HOEY, on the 25th Anniversary of the Social Security Act).

Universal basic income ignores basic human psychology of homeostasis. People continue to do what they have done. Practical intervention is needed.