2019.03.25 Crippling debt ‘linked to depression’ BBC

Throughout social work history and proto-history of its formation, social workers have had the ability to help the individual monetarily. It is only over the last 60 years that social work has eschewed the idea of actually being directly involved in the transaction. We have preferred to advocate at the public level for benefits and grants

Truly early social workers did not have the purse strings directly in their hands, but they were undeniable influencers.

This is an eternally true headline from BBC. https://www.bbc.com/news/business-47693725

Give them money in a money based economy. There is no alternative, not Universal Income but financial support to the individual in need when needed.